America’s currentaverage national credit score of 660 suggests that our credit health is failing. Could the three-digit credit score number be to blame? With dozens of credit score models available, one survey found that 60 percent of consumers are confused about the scale of credit scores. If you’ve had a headache trying to understand your [...]

Fifty-six percent of consumers selected improving my credit score as the personal finance area in which they needed the most help, according to the March Financial Literacy Opinion Index hosted on the homepage of the National Foundation for Credit Counseling website, www.NFCC.org. What consumers continually fail to understand is that the credit score is based [...]

By Kurt Rossi FOR THE TIMES A solid credit score is essential as you navigate through your financial life. From obtaining mortgages, auto loans and credit cards to background checks from a prospective employer or landlord, your FICO score can have far-reaching effects on your ability to achieve your goals. While improving your credit rating [...]

Raise your FICO score with these lesser-known tips Your credit score is an all-powerful number, capable of determining whether you get that new loan, car, or apartment. Banks use your credit score to determine your credit risk–the higher the score, the lower the risk and the more appealing you look on paper, which can give [...]

Jim has a question about his roommate and credit information.  Jim is careful to always pay his bills on time, keep his credit balances low and has a pretty good credit score.  Rick, his roommate, is quite the opposite and is frequently late with his credit payments and has several credit cards with high balances. [...]

The San Diego bankruptcy attorneys at the Golden State Law Group, whose law firm Web site URL can be found at www.goldenstatelawgroup.com, hereby announces that the firm is offering free initial consultations to consumers who may have over-extended themselves with debt because lenders are beginning to provide credit to consumers with credit reports that are [...]

Oh, the dreaded credit score. These three numbers play an integral role in our personal and financial lives. It’s not enough that we have to keep up with three different versions that never seem to quite agree, but nowadays we must also be ready to defend our scores during a job interview. The use of [...]

The average Florida credit score decreased in the first quarter as consumers saw their debt increase in most categories, according to a report by CreditKarma.com. The San Francisco-based company, which tracks credit scores and debt nationwide, said the average Florida credit score in March was 654. That’s down from 657 a year ago. The national [...]

Financial literacy is sort of like the weather: everybody talks about it. But are we becoming smarter about our money? Recent surveys suggest that were not: Young adults fare poorly on financial literacy tests, and their parents dont do very well, either. As Financial Literacy Month comes to a close, USA TODAY teamed up with [...]

Credit scores, auto loan debt and credit card debt in Jacksonville are all in worse shape than the national average.